401k – a risky retirement and what you can do… 2

401k - a risky retirement and what you can do...
My premise is that the 401k WAS NEVER ORIGINALLY designed to be a true retirement instrument , (one that accounts for inflation and is not subject to the  whims of the market, aka potential declines, and offers a steady stream of income into retirement). I’m going to outline there are substantial risks in 401k as ...

Uber proves we don’t have a free market economy 2

Uber proves we don't have a free market economy
Uber the ride-sharing alternative to traditional taxi services, highlights one of the big myths of modern capitalism, that  one of the central tenants of a functioning capitalistic system is that of a strong  Free market economy. I feel we don’t have a true free market or worse have a corruptible free market, where those with money and ...

Why NJ / northeast real estate housing values will crash in coming years. 15

Why NJ / northeast real estate housing values will crash in coming years.
While this post may seem out-of-touch with today’s real estate market in NJ, it’s my contention that multiple economic headwinds from 2016 and beyond will lead to structural changes in the economies of the northeast which will in turn cause pretty severe price declines and adjustments for NJ (and many northeast regions) real estate property ...